A region marked by a history of racial violence and targeted exclusionary policies like redlining continues to see widening racial homeownership disparities. The U.S. government agency, Home Owners Loan Corporation introduced redlining in 1935, when it drew literal red lines on maps to delineate the perceived riskiness of making mortgage loans, and in fact directed lenders to “refuse to make loans in these areas [or] only on a conservative basis.”
Sara Miller
Sara Miller, a Hope Policy Institute policy analyst, has been at Hope since 2006 when the Policy Institute was founded. During her tenure, she has also served as vice president for community and economic development. Sara has a master of public administration degree from George Washington University in Washington, D.C., where she also worked at the U.S. Health Resources and Services Administration.